MHPAEA was enacted in 2008 in order to correct this oversight and make mental health-related services more accessible to those who need them. The law requires most health insurance companies to cover mental health-related services as part of their standard benefits package.
In addition, MHPAEA compliance also allows for the reimbursement of these services by the government.If you have mental health-related coverage through your employer, you may be eligible for benefits through MHPAEA.
If you do not have mental health-related coverage through your employer, you may be able to purchase a policy that includes these benefits. You can also find information on mental health-related insurance policies on the website of the national association of insurance commissioners (NAIC).
If you had a mental health related disorder or emotional disturbance when you worked, your employer may have been required to provide benefits under the Mental Health Parity and Addiction Equity Act of 2008.
Your benefits should cover how much time you must take off work; doctor and hospital visits; prescription drugs; and other services related to your mental illness.
Mental health conditions can be debilitating, and if not properly treated can lead to a number of complications down the road. That’s why it’s important that you have mental health-related services covered under your health insurance plan not only will it provide relief for those who need it, but it can also help prevent future problems from occurring.